New traffic insurance rules - strengthened protection for those injured in traffic
Translated from Swedish by AI; the translation may contain errors. The Swedish text is the original.
Summary AI, written in advance
The Sweden Democrats want the insurance requirement to be limited to a liability insurance 1. The party believes that a full traffic insurance is more costly and that there is a risk that premiums will be raised for all policyholders due to many accidents with electric scooters 1. Instead, the companies should secure the terms for rental 1. The driver of an electric vehicle should take a greater personal responsibility for safety 1. It is reasonable that users have an accident insurance 1, and users can themselves take out extra insurances or add-ons to the home insurance without it affecting other policyholders through increased premiums 1.
Written by AI in advance and may contain errors. The numbers lead to the speech a statement builds on; check against the text below.
Martin Westmont (SD)
Madam Speaker! I would like to begin by moving for approval of the Sweden Democrats' reservation in the matter.
Over-implementation of EU directives and EU rules is usually not the best option, although there are obviously exceptions, for example when it comes to promoting trade between European countries.
In the matter that we will soon take a position on in the chamber, exactly such an over-implementation is occurring. The proposal is to extend the traffic insurance obligation to also include electric vehicles without a pedal or crank mechanism that are designed for a speed exceeding 14 kilometers per hour but do not go faster than 20 kilometers per hour.
We can see that the EU's extended vehicle directive primarily concerns electric scooters that are rented out in, among other places, Sweden.
When it comes to electric scooters, many single-vehicle accidents occur because the rider has operated the scooter recklessly or carelessly. The Sweden Democrats believe that the insurance requirement should be limited to a liability insurance, as it is only such an insurance that is required according to the EU directive.
New traffic insurance rules - strengthened protection for those injured in traffic
A traffic insurance is likely to be more costly than a liability insurance. Given the number of accidents with electric scooters, there is an imminent risk that the premium for all policyholders, regardless of vehicle, will be raised. Sverigedemokraterna want to avoid this risk, and therefore we believe that the insurance requirement should be limited to a liability insurance. Alongside a liability insurance, we believe instead that the companies should secure the conditions surrounding the rental of electric scooters when it comes to both insurance and usage.
Madam Speaker! The driver of an electric vehicle that is allowed to travel at up to 20 kilometers per hour should also take a greater personal responsibility to travel safely and securely, both for themselves and for other people who are in our shared public space.
It should be kept in mind that even today there is a possibility for a driver to receive compensation from an accident insurance, and it is reasonable that the person who rents, for example, an electric scooter has such an insurance. Our proposal also does not prevent the user from reviewing their own insurances. It is entirely possible to personally take out an additional insurance which would then not affect other policyholders through increased premiums. One can also review the terms in one's home insurance and, if necessary, take out certain add-ons.
The deliberation was hereby concluded.
Source: The Swedish Parliament. The speeches come from the open data of the Riksdag, translated into English by AI, which may contain errors.